What does Refinancing actually mean?

If you’re a property owner I’m sure you’ve seen the term “refinancing” in relation to your existing loan, but unless you’ve done it before you may have questions: • What does “refinancing” actually mean? • Why would you do this? • How do you do this? Refinancing is...

Banking Royal Commission Update

I’ve had a host of questions on what the implications of the Royal Commission are so I thought I’d write a post to address this, given there are some important issues that could impact the entire lending market. For those unaware, the results of the Royal Commission...

Happy New Year!

I sincerely hope that everyone has had the opportunity to take a break over the holiday period with friends and family. To open up the year thought I’d share the latest update of how I see things unfolding from a lending perspective for 2019.The Overall...

What is happening with interest rates?

Anyone with half an eye on the headlines will have heard that the major banks are putting up rates, I thought I'd take the opportunity to provide a quick  and simple update on what is happening, and why this will create an opportunity for you. Our last article was in...

What is news in lending?

We've been busy! It has been a while since the last article as we've had a heap going on; a host of clients making new purchases & refinances, moving offices and racing cars! Today we'll provide a quick update on how we’re seeing things in lending. Rates Movement...

There are more options!

In the current lending market many find themselves locked in from a borrowing perspective; investors looking to further grow their investment portfolios are unable to borrow any further, or cannot refinance debt to extend IO periods. Many are unaware that at this...

Who is in your team?

The world is full of success stories and I’ve often grappled with understanding just what makes an individual successful. Is it hard work? Outstanding abilities? While every successful person has a different story, the first response from Google I found was broad...

Proof home owners are paying too much for their mortgage!

Those of you that have been keeping close to the financial news lately will have noticed that last Tuesday the Reserve Bank of Australia (RBA) decided to keep rates on hold. That marks the 18th consecutive month of rates being on hold and marks the longest run of...

Has the Sydney market peaked?

This is a question that I’m asked quite frequently. Has the Sydney residential property market peaked? Is the Sydney market going to collapse? What is going to happen to prices 2018? Are we going to follow the US and UK markets post GFC? I’ll start by stating that as...